:root{--bg:#f7fbff;--panel:#ffffff;--card:#ffffff;--text:#172033;--muted:#536276;--brand:#0877d8;--brand2:#00a67d;--accent:#f4b000;--warn:#c98000;--danger:#d9485f;--line:#dbe6f1;--soft:#edf6ff;--max:1180px}*{box-sizing:border-box}body{margin:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;background:linear-gradient(180deg,#ffffff 0%,var(--bg) 42%,#eef7ff 100%);color:var(--text);line-height:1.65}a{color:inherit}header{position:sticky;top:0;z-index:5;background:rgba(255,255,255,.94);backdrop-filter:blur(14px);border-bottom:1px solid var(--line);box-shadow:0 8px 30px rgba(23,32,51,.06)}.nav{max-width:var(--max);margin:auto;display:grid;grid-template-columns:1fr;gap:10px;padding:12px 20px 14px}.logo{display:flex;align-items:center;gap:11px;text-decoration:none;font-weight:850;color:#111b2d;letter-spacing:.2px;width:max-content}.mark{display:none}.logo-img{width:44px;height:44px;border-radius:8px;object-fit:cover;box-shadow:0 10px 22px rgba(8,119,216,.18)}nav{display:flex;gap:6px 13px;flex-wrap:wrap;justify-content:flex-start;align-items:center}nav a{text-decoration:none;color:var(--muted);font-size:.9rem;font-weight:700;padding:3px 0}nav a:hover{color:var(--brand)}.hero{max-width:var(--max);margin:auto;padding:74px 20px 58px;display:grid;grid-template-columns:1.15fr .85fr;gap:32px;align-items:center}.badge{display:inline-flex;gap:8px;align-items:center;border:1px solid #cce7dd;background:#effbf7;border-radius:999px;padding:7px 12px;color:#087459;font-weight:800;font-size:.9rem}h1{font-size:clamp(2.25rem,5vw,4.65rem);line-height:1.03;margin:18px 0;color:#10192b}h2{font-size:clamp(1.65rem,3vw,2.45rem);line-height:1.16;margin:0 0 18px;color:#13203a}h3{margin:22px 0 8px;color:#172033}.lead{font-size:1.18rem;color:var(--muted);max-width:790px}.buttons{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.btn{display:inline-block;text-decoration:none;border-radius:10px;padding:13px 18px;font-weight:850;background:linear-gradient(135deg,var(--brand),var(--brand2));color:#fff;box-shadow:0 12px 24px rgba(8,119,216,.18)}.btn.secondary{background:#fff;color:var(--brand);border:1px solid #bad6ef;box-shadow:none}.hero-card,.card{background:rgba(255,255,255,.92);border:1px solid var(--line);box-shadow:0 18px 55px rgba(31,66,108,.1);border-radius:8px;padding:24px}.hero-card{background:linear-gradient(180deg,#ffffff 0%,#f1f8ff 100%)}.hero-card strong{font-size:3rem;line-height:1;color:var(--brand)}.wrap{max-width:var(--max);margin:auto;padding:48px 20px}.section{margin-top:54px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.grid.two{grid-template-columns:repeat(2,1fr)}.card p,.card li{color:var(--muted)}.card ul{padding-left:20px}.card a{color:var(--brand);font-weight:800}.kpi{font-size:2.2rem;font-weight:900;color:var(--brand)}table{width:100%;border-collapse:separate;border-spacing:0;background:#fff;border:1px solid var(--line);border-radius:8px;overflow:hidden;box-shadow:0 14px 42px rgba(31,66,108,.08)}th,td{text-align:left;padding:14px 15px;border-bottom:1px solid var(--line);vertical-align:top}th{color:#fff;background:linear-gradient(135deg,var(--brand),#0b8fc8);font-weight:900}tr:last-child td{border-bottom:0}input,select,textarea{font:inherit;color:var(--text);background:#fff;border:1px solid #bfd1e3;border-radius:10px;padding:13px 14px}input:focus,select:focus,textarea:focus{outline:3px solid rgba(8,119,216,.15);border-color:var(--brand)}.notice{border-left:4px solid var(--accent);background:#fff7df;padding:16px 18px;border-radius:8px;color:#5d4600}.pros{border-left:4px solid var(--brand2)}.cons{border-left:4px solid var(--danger)}.toc{display:flex;gap:10px;flex-wrap:wrap;margin:20px 0}.toc a{padding:8px 12px;border:1px solid var(--line);border-radius:999px;text-decoration:none;color:var(--muted);background:#fff;font-weight:700}.toc a:hover{color:var(--brand);border-color:#a9cfea}.eyebrow{font-size:.84rem;text-transform:uppercase;letter-spacing:.08em;color:var(--brand);font-weight:900}.checklist{display:grid;gap:10px;padding:0;margin:18px 0;list-style:none}.checklist li{background:var(--soft);border:1px solid #d8ecff;border-radius:8px;padding:12px 14px;color:var(--muted)}.split{display:grid;grid-template-columns:1fr 1fr;gap:18px;align-items:start}.highlight{background:linear-gradient(135deg,#eaf6ff,#edfdf7);border:1px solid #cce5ef;border-radius:8px;padding:26px}.themenzeile{max-width:var(--max);margin:0 auto;padding:0 20px;text-align:center;font-size:.95rem;color:var(--muted)}.themenzeile a{color:var(--brand);font-weight:700;text-decoration:none;margin:0 7px}.themenzeile a:hover{text-decoration:underline}.themenzeile-titel{font-weight:800;margin-right:2px}.legal-text{max-width:900px}.legal-text p,.legal-text li{color:var(--muted)}.placeholder{background:#fff7df;border:1px dashed #d8a500;border-radius:8px;padding:2px 6px;color:#5d4600;font-weight:800}.legal-links{display:flex;gap:12px;flex-wrap:wrap}.legal-links a{color:var(--brand);font-weight:800;text-decoration:none}.legal-links a:hover{text-decoration:underline}footer{border-top:1px solid var(--line);margin-top:60px;background:#ffffff}.foot{max-width:var(--max);margin:auto;padding:30px 20px;color:var(--muted);display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}.small{font-size:.92rem;color:var(--muted)}@media(max-width:900px){.hero{grid-template-columns:1fr;padding-top:48px}.grid,.grid.two,.split{grid-template-columns:1fr}table{font-size:.92rem;display:block;overflow-x:auto;white-space:nowrap}}